Fractional CFO
C-suite thinking. Part-time price.
Most small businesses fail in their first three years — usually not for lack of hustle, but for lack of financial visibility. Our Fractional CFO service puts an experienced CFO in your corner without the full-time salary.
What you get
Advice, not just reporting.
Your bookkeeper tells you what happened. Your Fractional CFO tells you what it means and what to do next — using live cloud-accounting data, not last quarter's spreadsheet.
The work
- Budgeting & forecasting — a plan, and monthly variance you can act on
- Cashflow monitoring — see the crunch three months before it arrives
- Margin & unit economics — which products and customers actually make money
- Fundraising support — models, data rooms and numbers investors respect
- Board-ready analysis — including valuation analysis when equity moves
- Market & trend input — strategic guidance grounded in your data
How it runs
Remote-first, built on your Xero, QuickBooks or Jaz ledger with modern data analytics on top. A clear monthly scope with the fee estimated upfront — typically a set rhythm of reporting, a monthly management call, and on-call access when decisions can't wait.
Questions we hear every week
What exactly is a fractional CFO?
Experienced CFO leadership, part-time and mostly remote, at a fraction of a full-time cost. Same judgement, right-sized commitment.
When is it time to get one?
When cash keeps surprising you, you're raising money, growth has outrun the bookkeeper, or the board wants real reporting. If decisions are being made without numbers, it's time.
Isn't this what my accountant does?
No — compliance looks backward, a CFO looks forward. We keep the two roles separate on purpose; they call for different mindsets.
Foundation first
A CFO is only as good as the ledger underneath.
Pair the Fractional CFO with cloud accounting and the numbers are live, not lagging.